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Equipment Maintenance Manufacturing
This industry group includes (1) durable goods such as lumber and wood, furniture and fixtures, primary metal, fabricated metal, machinery, electric and electronic equipment, transportation equipment, motor vehicles and equipment, stone, clay, and glass, and instruments and (2) non durable goods such as food, textile mills, apparel, paper, chemicals, petroleum, rubber and plastics.
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Do You Know The 5 Important Fees Types Associated With A Credit Card? by
muellerduran
Credit card companies charge various fees for credit card usage. These fees are important for the consumer as they increase the ownership costs of the credit card. Knowing these important fees types will help a consumer choose the right credit card in a better way. The most important fees associated with credit cards are:
1. Annual fees
Fees charged by credit card companies to use the credit card. This fees is charge on an annual basis and is charged just for keeping the credit card. Example an annual fee of 45$ per year.
2. Late Payment fee
When a credit card holder is not able to repay his monthly balance on time a late payment fee is charged. This fee is not charged if you repay even the monthly minimum, but if you miss an installment get ready to pay the late payment fees. Example: Based on your balance on the late fee posting date - $15 if $100 or less; $29 if between $100.01 and $250; $39 if over $250.
3. Over-the-credit-limit fee
Every credit card issued has a credit limit associated with it. If you draw more than your credit limit from your credit card over the limit credit fee is charged. Example :Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if over $1000.
4. Cash Advance fee
When you take out cash advance with your credit card a cash advance fee is charged. This is generally a percentage of the amount taken as cash advance. The credit card company can also fix a minimum amount of sum that will be charged with every cash advance. Example: 3% min $10.00
5. Balance Transfer Fee
When a credit card holder transfers his balances from one credit card to another this balance transfer fees is charged by the credit card company. This fees is generally a percentage of the amount for which balance transfer is desired. The credit card companies can fix a certain amount as the minimum fees for balance transfer. Example 3% (min $10) Article Directory: http://www.articlecube.com Duran Mueller an expert author and credit card consultant,provides great Reward credit card tips. Read more credit card articles at his credit card website.
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